DJ PLI Cover & Sums Insured
General Information -
Insured:
All current individual members of the Alliance of Mobile & Party Disc Jockeys (AMPdj) who are normally resident in the United Kingdom, the
Channel Islands or the Isle of Man.
Business Description:
The Insured’s and/or Member’s occupation as a Disc Jockey,
including work as a karaoke host , V.J. as a Master of Ceremonies;
and/or the dry hire of audio visual equipment, including light-up
letters, portable dance floors, and related equipment and
accessories; and/or the teaching of DJ skills; and/or Photo Booth Operator.
(For live acts click here)
Insurers:
This insurance is underwritten by
Convex Insurance UK Ltd
through Mi Commercial Risks under
policy number R&QCTR000031545.
Policy Type:
Public Liability Insurance
Product Liability Insurance
Public & Product Liability
Section 2(a) - Public Liability INSUREDLimit of Indemnity:
£10,000,000 any one occurrence; but limited to £5,000,000 in respect of the United States of America and/or Canada
Policy Excess:
£500 each & every loss in respect of Third Party Property Damage; increasing to £2,500 each & every loss for any claim in respect of the United States of America and/or Canada
Territorial Limits / Jurisdiction:
Worldwide
Section 2(b) - Products Liability INSURED
Limit of Indemnity:
£10,000,000 any one occurrence; but limited to £5,000,000 in respect of the United States of America and/or Canada
Policy Excess:
£500 each & every loss in respect of Third Party Property Damage; increasing to £2,500 each & every loss for any claim in respect of the United States of America and/or Canada
Territorial Limits / Jurisdiction:
Worldwide
Main Extensions
Member to Member:
Where You so request, this insurance shall apply as if an individual insurance had been issued to each of Your members. Provided that:
1. this insurance will not apply where a more specific insurance is in force.
2. Our maximum liability in respect of any one accident or series of accidents resulting from the same occurrence shall not exceed the Limit of Indemnity shown against Public Liability in the Schedule.
3. each of Your members shall be subject to the terms of this insurance so far as they can apply and provided You would have been entitled to indemnity under this Section if the claim had been made against You
Personal Service Companies Inclusion
It is hereby noted and agreed the entitlement to cover under this policy is restricted to:
1) Individual Members
2) any personal service limited company of an insured member providing that the member is the majority shareholder and the sole director and employee of that company
No cover shall apply to any other commercial or charitable organisation howsoever constituted.
Membership Policy - Period Of Insurance
In respect of any insured member purchasing or renewing their membership during the period of insurance stated in the schedule, this policy extends to provide cover until the expiry date of their membership providing that:
i) the member remains eligible for the insurance under the terms of their membership
ii) the membership period commences during the period of insurance and is for a maximum duration of 12 months
Main Exclusions
Height Limit 3 Metres
We will not indemnify You in respect of any claim arising out of work exceeding 3 metres above the ground level unless a different height limit is shown in the Schedule
Promotor/ Organiser Exclusion
It Is hereby noted and agreed that no indemnity will be provided under this policy for claims arising from any event in which the insured are acting as either promotor or organiser.
Communicable Infectious Disease Exclusion
We shall not cover You under Section 2(a) Public Liability or Section 2(b) Products Liability or Section 4 Environmental Impairment Liability of this Policy for any liability for injury, loss or damage or any associated costs or expenses, or any fines or penalties or any other amount directly or indirectly caused by or arising from
1)Coronavirus (COVID-19) (the disease caused by SARS-CoV-2);
2)Other disease caused by any mutation or variant of SARS-CoV-2;
3)Any novel infectious disease caused by a newly identified agent; or,
4)A threat, fear or likelihood of infection from any of the above or measures taken to prevent the spread of any of the above.
This includes claims involving quarantine, whether self-imposed, recommended by a medical professional or imposed by government or public authority
Contact & High-Risk Games Exclusion
This insurance covers low-risk entertainment activities and party games (such as musical games, quizzes, limbo, party dances or similar light recreational activities). We will not pay for liability arising from:
i) Tug-of-war, or any game or activity involving pushing, pulling, tackling, or deliberate physical contact between participants;
ii) Games or activities which are strenuous, rough, or reasonably likely to cause injury (including, but not limited to, wrestling, martial arts, or similar contests)
iii)The use of equipment or props in a way that is unsafe or not intended by the manufacturer.
Inner Limit(s)
North America Endorsement In respect of any Product which is exported to North America or temporary work or visits to North America cover is restricted to a limit of indemnity of £5,000,000
i)in respect of claims happening or where a claim is brought in North America all costs and expenses of the claimant and the costs and expenses (incurred by Us or with Our written consent) of any person entitled to indemnity are included within the £5,000,000 Limit of Indemnity
ii)there will be no indemnity under this policy for fines or penalties for aggravated exemplary or punitive damages and/or any additional damages resulting from the multiplication of compensatory damages against You awarded by any court outside Great Britain Northern Ireland the Channel Islands or the Isle of Man
iii)there will be no indemnity under this policy in respect of any legal liability caused by or arising out of pollution or contamination of buildings or other structures or of water or land or the atmosphere happening in North America or where a claim is brought in a court of law in North America
iv)We will not pay the first £2,500 of any claim
v)North America shall mean the United States of America or Canada or their territories or possessions or Puerto Rico
NOTE – The contents of here serve as a brief summary ONLY of the policy’s cover, Special Definitions, Extensions and Exclusions. For full details of the policy’s Terms, Conditions, Extensions & Exclusions the summary can be read here and the Full Policy Document here. For convenience these PDFs will open in a new window.